Nov 24, 2021

Never apply for the first Card offer you see

If you have bad credit, you may not get approved for a card with a large sign-up bonus and lucrative rewards. Each credit card application can temporarily ding your credit report, so consider using an online pre-qualify page or tool.You can also call the card issuer and ask about a specific card's requirements. You may have an easier time getting approved for a secured credit card, which uses a cash deposit you make upon approval to secure  your line of credit.... more