As the New Year approaches, many people take the opportunity to reflect on the past year and make resolutions for the year ahead. New Year's resolutions are a chance to set goals and make positive changes in your life.Here are a few tips for making effective New Year's resolutions:Be specific: Make sure your resolutions are specific and achievable. Instead of resolving to "exercise more," try resolving to "go to the gym three times a week."Make a plan: In order to... more