Crypto.com VISA Debit Cards Explained | ...

Crypto.com VISA Debit Cards Explained | Up to 8

Dec 23, 2021

Crypto.com’s next product is what put them on the map in the first place and that would be their Crypto VISA Cards.

These allow you to spend that crypto wherever Visa is accepted. Last time I checked that was a heck of a lot of places. Yes, the cards are not available in every country in the world. However, you can get your hands on them, If you’re based in the US, Europe, Singapore, or Canada, even Brasil already released to use s first country in Latin America.

Even if you get a Midnight Blue Card. It’s free and you get a 1% CRO reward on all purchases, I had the misfortune to earn. On top of that, you’ll be able to withdraw $200 as an ATM for free per month and have $2,000 in foreign exchange transactions at the mid-market rate. If you’re traveller like me, that’s for you too. Oddly enough, many travellers don’t know these kind of benefits till they encouter to pay too much commission even make exchanges from USD/EUR to local currencies.

Also, if you have a lot of value in crypto, then having a crypto card could be useful if an unexpected expense were to show up. Alternatively, maybe you had a bumper day in the crypto markets and want to treat yourself with a little something-something with those gains. This is because recommend you in order to request any Crypto.com VISA card, however, the whole benefits explained per topics.

Note: The rest of crytpto.com’s cards are all metal cards, and you’ll need to stake CRO to get them. The thing to note with that CRO stake is that it’s not like an annual credit card for you that’s gone forever. Half of the cashbakc rates will return per payments in case of no staked CRO as well. Moreover the other benefits are limited too. So, I’ll write the details according to staked CRO worths and you may check details via link.

With staked CRO:

Without staked CRO:

RUBY STEEL

The first premium card is the Ruby Steel to get it. You’ll need to stake $400 (€350, or 2,500 BRL) worth CRO at the time of making this publisihg. So, that’s a outlandish barrier to entry. In return you’ll get

  • 2% CRO cashback,

  • Spotify rebate you paid $13 a month,

  • Earn $25 and CRO if you wanted to sign up using my unique referral link.

  • You’ll also get $400 dollars in free ATM withdrawals per month. That’s double what the Midnight Blue Card gives you

  • and you’ll be able to get foreign transactions at the mid-market rate for up to $4,000 every month too.

So, in a year, you would get one $156 dollars in value from that Spotify rebate and $25 by using my link. That’s $181 in value. Plus the 2% cashback on any purchase to make a baller metal crypto card, and of course you get that steak CRO back when you’re done.

ROYAL INDIGO & JADE GREEN

A pretty sweet deal, if you ask me. The step up from that Ruby Card is the Royal Indigo and Jade Green Card. Unlocking those will means taking $4,000 worth CRO. That’s ten times higher than Ruby Steel card, you need to analyze your perks to deserve it receiving it or not. But, don’t miss a point about it, you will also earn Lounge Key bonus, travellers will consider that point too.

  • Again, that will come in pretty handy when we’re jet-setting across the world.

  • Limits for those free ATM, withdrawals and foreign transactions get increased again. But, here’s the question, is all that worth staking 10 times the amount of CRO you would for the Ruby? .

Pre-pandemic, I quite like dropping my Ruby Card on those silver trays they give you and restaurants to pay the bill, to get the attention of a good-looking waitress or two. Yes. I would get a comment about that card.

FROSTED ROSE GOLD & ICY WHITE

Queens of the Crypto.con debit cards and you have to stake $40,000 worth CRO in order to get below benefits.

  • 5% cashback

  • Extras to Netflix and Spotify, you will also get Prime and earn Expedia, which is booking website, 10% rebate per expense via Crypto.com debit card.

  • Earn $25 and CRO if you wanted to sign up using my unique referral link.

  • In addition, you can add extra one guest in LoungeKey™ access points.

  • During staking CRO, you will also earn 10% APY rewards.

  • All the users will receive the special delivery package called “Exclusive Merchandise Welcome Pack”

  • Free ATM Withdrawal per month is updating by $1,000.

OBSIDIAN

King is Obsidian among the other valuable perks and you have to stake $400,000 worth CRO, and get below benefits:

  • 8% cashbak

  • Extras to Rose Gold & Icy White, you will also get extra rewards via AirBnb rebate.

  • Private Jet Partnership

  • However, don’t forget to calculat 10% APY rewards too.

  • Earn $25 and CRO if you wanted to sign up using my unique referral link.


Notes:

Spotify: Maximum 1 reimbursement per merchant per month, USD 12.99 equiv (monthly subscription fees)

Netflix: Maximum 1 reimbursement per merchant per month, USD 13.99 equiv. (standard monthly subscription — HD, 2 screens)

Amazon Prime: Maximum 1 reimbursement per merchant per month, USD 12.99 equiv.

Expedia: Maximum 1 reimbursement per merchant per month, USD 50 equiv.

AirBnb: Maximum 1 reimbursement per merchant per month, USD 100 equiv.

Summary table of the whole cards:

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