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Nicole is a Colombian American millennial trying to navigate adulting and all the financial implications that come with it. She’s been learning about all things finance (saving, budgeting, investing, credit card point maximizing, taxes, etc.) since I took a class in grad school. The first day of class she realized it was going to be the most useful class she will ever take. She’s been able to pay off my student debt, fortunate enough to help my siblings with theirs and grown my net worth to 6-figures. Follow her for more @springtofreedom or on instagram.